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3 Beds
2 Baths
1,320 sqft

$419,900

109 E Church Street, St. Marys, St Marys GA, 31558

Price per sqft$318.11
Built in1960
Property size1,320 sqft
Property typeResidential

Overview

Active

Listed Jul 22, 2026

Updated 8h ago

NEW PRICE - $429,000 | DOWNTOWN ST. MARYS 109 E. Church Street, St. Marys, GA 3 Bedrooms | 2 Baths | 0.53 Acre CHARACTER. WALKABILITY. SPACE. LOCATION. Welcome to 109 E. Church Street, where the charm of an established St. Marys home meets one of its best features-great walkability to downtown and the waterfront. Situated on a beautiful 0.53-acre lot beneath mature oaks, this property offers something increasingly difficult to find: more than half an acre combined with the convenience of downtown living. Leave the car at home and enjoy being able to walk to the St. Marys waterfront, downtown restaurants, shops, community events and local attractions. It's the kind of location that makes it easy to enjoy the St. Marys lifestyle every day. Inside, the home is filled with character, including hardwood floors, tongue-and-groove details, plantation shutters, built-in cabinetry, and a decorative faux fireplace that creates a warm focal point in the living space. The kitchen features newer appliances and flooring, while the cozy den provides access to an upgraded screened porch-an inviting additional living area for morning coffee, reading, entertaining, or simply enjoying the coastal Georgia weather. Outside, the 0.53-acre propertyprovides mature landscaping, established trees and plenty of usable space. There is room for RV or boat parking, along with a substantial 21' x 30' multi-purpose outbuilding offering possibilities for storage, a workshop, hobbies, recreation, or other uses. The home also has a history as a successful 5-star Airbnb and VRBO vacation rental, adding another possibility for buyers interested in a second home or investment property.* Whether you're searching for a primary residence, coastal getaway, second home, or investment property, 109 E. Church Street offers a combination that is hard to duplicate: Walk to downtown and the waterfront. Come home to more than half an acre, mature oaks, Southern character, a large outbuilding and room for your boat or RV. 109 E. Church Street, St. Marys, Georgia Come experience the location and lifestyle for yourself. Schedule your private showing today!

$2,794/mo

Est. mortgage payment based on a $419,900 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
10810507

Interior Features

Bedrooms
3
Bathrooms
2
Fireplace
Yes
Cooling
Yes
Heating
Yes
Basement
No

Exterior Features

Lot Size
0.53 Acres

Other Property Details

Taxes
$3,257
Tax Frequency
Annually
Association Fee Frequency
Yearly
Garage
Yes

Listed with Coldwell Banker Access Realty

Based on information from Georgia MLS as of 10/9/2026. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. 

©2026 Georgia MLS. All rights reserved. Information deemed reliable but not guaranteed. 

Data last updated 5:20 AM UTC, 10/9/2026

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