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4 Beds
3 Baths
2,302 sqft

$899,900

108 Ramsey Lane, St. Simons, St Simons GA, 31522

Price per sqft$390.92
Built in2021
Property size2,302 sqft
Property typeResidential

Overview

Active

Listed Sep 2, 2026

Updated 3 days ago

Elevated St. Simons Island living awaits in this beautifully appointed 4-bedroom, 2.5-bath residence, offering 2,302 square feet of thoughtfully designed living space and an exceptional blend of comfort, privacy, and effortless coastal living. A charming covered front porch welcomes you into a gracious foyer, where rich wood floors and an inviting sense of warmth set the tone throughout the home. The well-appointed kitchen features a gas range, stainless steel appliances, and generous workspace, creating a natural gathering place for everyday living and entertaining. A spacious laundry room with utility sink adds convenience and functionality. The private primary suite is a true retreat, highlighted by vaulted ceilings, plantation shutters, dual vanities, and a beautifully tiled ensuite shower. Thoughtful finishes and abundant natural light continue throughout the home, creating an atmosphere that is both refined and comfortable. Outside, the property truly shines. A screened porch with adjustable sunshades overlooks the sparkling saltwater inground pool, creating an ideal setting for morning coffee, afternoon swims, or relaxed evenings. The fully fenced yard features a white vinyl privacy fence, while a detached shed provides additional storage. A comprehensive irrigation system powered by the property's private well keeps the landscaping beautifully maintained, while a whole-home water softening and purification system provides added comfort and peace of mind. Practical luxuries include a durable metal roof, whole-house generator, and an attached garage with a new garage door and epoxy-coated floors. Best of all, this property offers the freedom of no HOA, allowing you to enjoy the island lifestyle on your terms. From its welcoming curb appeal to its private resort-style backyard, this exceptional St. Simons Island home offers the perfect balance of coastal elegance, everyday functionality, and effortless indoor-outdoor living.

$5,987/mo

Est. mortgage payment based on a $899,900 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
10838640

Interior Features

Bedrooms
4
Bathrooms
3
Cooling
Yes
Heating
Yes
Basement
No

Exterior Features

Lot Size
0.22 Acres

Other Property Details

Taxes
$1,736
Tax Frequency
Annually
Association Fee Frequency
Yearly
Garage
Yes
Pool
Yes

Listed with Duckworth Properties

Based on information from Georgia MLS as of 10/5/2026. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. 

©2026 Georgia MLS. All rights reserved. Information deemed reliable but not guaranteed. 

Data last updated 3:38 AM UTC, 10/5/2026

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